1/9 ADF Entitlements – First Home Owners Grant (FHOG)


As an Australian and in particular, a serving or ex-member of the Defence Force, there are various housing entitlements available to you. You must understand what entitlements you have and how to use them. There are hundreds of thousands of dollars that you may be entitled to that you’re not using. That’s free money that can help you get started in the property investment space.

In the property game, think of your entitlements as the cards you get to play. As a serving or ex-member of the Defence Force, it’s important to understand that you have a unique set of additional cards to play and you need to know what value they each hold.

The first card you can play is the First Home Owners Grant (FHOG) which is available to every Australian and not exclusive to the ADF. The FHOG is a national scheme funded by the federal government and administered by each state and territory under its legislation. This means that the eligibility requirements and the grant value vary from state to state.  

At the time of writing, the FHOG is valued at $10,000 in New South Wales, Northern Territory, Victoria, and Western Australia, $15,000 in Queensland and South Australia; and $30,000 in Tasmania. Visit the First home owners website for more information on the FHOG for your state: http://www.firsthome.gov.au.

For more eligibility criteria for the FHOG download our FREE Unofficial ADF Property Guide below. CLICK HERE

How could you use the FHOG?

Wait until you’ve been posted somewhere that is a good place to invest. Then, if you knew that you only had 12 months left in that posting, you could use the FHOG to purchase a property.  It would take around six to eight months to build and you would then live in it for the last couple of months of your posting. Once you are posted away, you could then rent the property out and turn it into an investment property.

Check in next time when we cover more on Stamp duty concessions!

Contact someone you can trust to help you with your ADF Housing Entitlements, call us at 1300 372 677, or send us an email at info@integrityx.com.au

~Integrity Team

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