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[2/4] Property Investment may be simple, but it’s not easy!

Growing a property portfolio will supplement your superannuation and other investment assets to help secure your financial future. Of course, the number of investment properties you own is not nearly as important as the quality of your assets and amount…

[1/4] What every day to day Australian Needs to Know!

At a time when cost of living is so high and many Australians are feeling the pinch on their finances, there is a lot of discussion around about how much money you really need to be considered ‘rich’. After all,…

[4/4] Have you got a good mortgage broker?

Acting as an intermediary between you and the bank, it’s important to find a good mortgage broker when you start investing in property. Any old mortgage broker will simply not do. You need someone really exceptional to do the job.…

[3/4] What is your borrowing capacity?

Your borrowing capacity is an assessment of the maximum loan amount you may be able to borrow. It is calculated based on your net income minus expenses.   What affects your borrowing capacity? Every lender uses the Household Expenditure Measure…

[2/4] Interest only loan or principal & interest?

Should you go interest only or principal & interest when taking out a home loan? This is a question I get all the time. Let’s take a closer look. What does interest only and principal & interest mean?  Interest only…

[1/4] Do you have 2 offset accounts?

  Let’s take a moment to introduce the idea of an offset account associated with a mortgage. Essentially, you will have two entities: a loan and a savings account. The savings account is the offset account which will basically offset…

[3/3] How to reduce your tax

  Yesterday we spoke about how the rent from your investment property increases your taxable income. Now, let’s take a look at the other side of the coin: your deductions. Remember in our example, you are earning $90,000 per year…

[2/3] How do investment properties affect your tax?

  Let’s talk about how an investment property can affect your tax. The first thing to understand is that the rent you receive from a property actually increases your tax. On the other hand, all the expenses associated with holding…

[1/3] Do you really know how your tax works?

  Do you know how your tax works? I often ask my clients if they know how the tax system works and at first they usually say yes. I’ll ask a few more questions like: ‘what’s your top tax bracket?’…

Safe as Houses Ebook

Safe as Houses Ebook

Integrity Property Investment EBOOK

Safe as Houses ADF Edition Ebook

Safe as Houses ADF Edition Ebook

Integrity Property Investment ADF EDITION EBOOK

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